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By the first half of 2010 bankruptcy stats had already hit an all time high for Sacramento. The United States is currently suffering one of the worst economic downturns since the great depression and Americans from Sacramento and all over the country are getting help by filing bankruptcy. The Administrative Office of the U.S. Courts reported that there were 1,572,597 bankruptcy cases filed in 2010. This has increased by more than 200,000 since 2009. If you are suffering from financial troubles, a Sacramento Bankruptcy Lawyer may be able to help you get your life back on track.

Chapter 7 bankruptcy cases in Sacramento in 2010 totaled 1,133,320, up 20% from the previous year. Chapter 7 bankruptcy is the most common form of bankruptcy where a business or individual is no longer able to manage debts. A Chapter 7 Trustee interferes in financial affairs and begins a liquidation process. Chapter 7 bankruptcy is likely the most common because it offers immediate relief from overwhelming debt. A Sacramento Bankruptcy Lawyer is a skilled expert in ways you can use filing for bankruptcy to your advantage. In the case of Chapter 7 bankruptcy, you can have a weight lifted off of your shoulders and be able to have a fresh start at life again.

Chapter 13 bankruptcy cases in Sacramento totaled 424,242 in 2010 and was up by 10% since 2009. Chapter 13 bankruptcy is when a business undergoes a financial reorganization supervised by a federal bankruptcy court. This form is less common because it requires the individual or business to manage debts and pay them back withing a 3 to 5 year period. For those who have lost jobs or have an unmanageable amount of debt, filing for Chapter 13 bankruptcy isn't always feasible. It is, however, a much less severe form and could be an option for you. Contact a Sacramento Bankruptcy Lawyer to determine whether or not Chapter 13 bankruptcy is the right option for you or your business.

There are approximately 155 bankruptcy lawyers practicing in and around the Sacramento, California area. If you live in this area and are suffering an unmanageable amount of debt either in your personal or business life, filing for bankruptcy can be one of the best things for you. If you aren't sure whether or not your want to file or which form you should file, contact a Sacramento Bankruptcy Lawyer to get some expert advice about what your options are and how you should manage your debt.

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